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LowConnecticutRates.com will help you find cheap long term care insurance policy rates. Fill in your zipcode on the graphic below and hit the go button to get multiple free quotes to compare.

Many baby boomers are now realizing that Long Term Care expenses are not sufficiently covered by traditional medical insurance plans including Medicare and Medicaid. LTC insurance bridges this coverage gap by providing payment for assistance if you need help with basic Activities of Daily Living (ADLs). ADLs include bathing, dressing or moving around your home. Long Term Care insurance would also usually cover degenerative conditions such as a stroke or cognitive impairment like Alzheimer's Disease. Long Term Care Insurance policies have evolved to cover assistance whether it is within your home, within a nursing home or within an assisted living facility.

Our average life expectancy is increasing due to improvements in public health, nutrition and medicine. The downside of living longer is there may be more years where we are at risk of serious health problems. Over seventy percent of Americans ignore their long term care insurance needs. A recent study by the U.S. Department of Health noted a forty percent risk that individuals over the age of 65 will need a nursing home. Poor lifestyle habits can increase this risk. If you require Long Term Care, it could quickly deplete your retirement savings. Long Term Care Insurance is not just for the elderly. Almost forty percent of those currently receiving long-term care are between the ages of 18 and 64 years old.

If you are middle-aged, now is the best time to consider long term care insurance. Start too early and you may pay for a policy that you don't need for many years. Wait too long and you could become ineligible or develop a pre-existing condition that could elevate your rates. The timing is a personal choice based on your health and life circumstances. LowConnecticutRates.com will connect you with top agents that can help you evaluate your long term care options and find the best policy pricing.

We service customers in Bridgeport, New Haven, Hartford, Stamford, Waterbury, Norwalk, Danbury, New Britain, CT and other great cities in The Constitution State helping them find cheap long term care insurance from award winning insurance companies. Our Connecticut insurance agent and broker referral network can help you compare rates from the comfort of your home.